SeniorCare: A Medicaid program that provides prescription drug assistance for those 65 or older. Information on finding insurance and paying for care if you are: A college student: Insurance 101: A Guide to Insurance Basics for College Students from the Wisconsin Office of the Commissioner of Insurance (OCI). Medicaid Is Smart For Students Who Don’t Qualify For the Marketplace If you can qualify for Medicaid and the state you are going to school in expanded Medicaid it is a smart bet for students. Medicaid is free or low cost, it won’t always provide the same quality of care in some regions, but it will often provide the cheapest health option for students.
05-28-2018, 06:22 AM | |
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10-08-2013, 07:18 PM | |
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If you are in school, you are automatically covered under your parent's plan (provided your parents have an insurance plan) It is part of the Obama health care plan, and this part of it went into effect over 2 years ago. I am not 100% certain of this, but I do not think your parents have a say in your coverage. In other words, if they have insurance, and for whatever reason they are not speaking to you, if you can obtain their insurance information, you should be able to get a card for yourself and use it. If you don't have living parents, or if they are not legal citizens as an example, you should be eligible for Medicaid (unless you have a lot of assets). However, as of 2014, assets will not be looked at. Only income will be counted. Your legal aid for college could be counted as income though. So if that is the case, and your part time job coupled with what legal aid you receive exceeds 133% of the poverty level (about $15,700 - depending on the state you reside in) then you would probably be eligible for a policy on the new exchange (Obamacare - effective Jan 1, 2014 - but enrollment starts now) This could get you a basic policy with a large government subsidy paying easily 75% of the cost, and costing you as little as $45-$75 a month, depending on what plan you chose. If the parent/policy does not apply to you, you can get your answer by going on the appropriate web site for the state you reside in and making an application on line. You have to fill in all the numbers for income (check first on the legal aid as being counted as income. I am pretty sure it is. Once you successfully complete the application it will tell you what you are illegible for. Google your State - ACA exchange enrollment to find where you need to go to enroll. |